🛡️ Table No. 871 • Whole Life • Guaranteed Return
LIC Jeevan Utsav Calculator
Guaranteed Additions of ₹40/1000 + 10% Annual Income For Life. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 10,00,000
LIC Jeevan Utsav RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC Jeevan Utsav (Table No. 871)
A non-linked, participating, whole life insurance plan with guaranteed additions of ₹40 per thousand SA throughout PPT, followed by 10% guaranteed income benefit every year for life.
Key Plan Highlights
- Guaranteed Additions: ₹40 per ₹1,000 SA each year during PPT
- 10% of Sum Assured guaranteed payout every year for life
- Flexi Income option with 5.5% compounding growth on unwithdrawn payouts
- Limited premium payment from 5 to 16 years
Eligibility Criteria
- Minimum Entry Age: 0 Years
- Maximum Entry Age: 65 Years
- Minimum Basic Sum Assured: ₹ 5,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC Jeevan Utsav
Get quick answers to the most common questions regarding LIC Jeevan Utsav (Table 871) premiums, bonus rates, and maturity.
Q1: What are the Guaranteed Additions in LIC Jeevan Utsav (871)?
⌄
Guaranteed Additions of ₹40 per ₹1,000 Basic Sum Assured accrue at the end of each policy year during the Premium Paying Term.
Q2: How does the 10% annual income benefit work in Jeevan Utsav?
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Starting from the chosen deferment period after PPT, you receive a guaranteed 10% of the Sum Assured every year for life.
Q3: What is the Flexi Income Benefit option?
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Under the Flexi Income Benefit, you can choose to leave your 10% annual payouts with LIC to earn 5.5% annual compounding interest, with the freedom to withdraw up to 75% at any time.
Q4: What is the minimum Sum Assured for Jeevan Utsav?
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The minimum Basic Sum Assured is ₹5,00,000.