🛡️ Table No. 921 • Money Back • Extended Liquidity
LIC 25-Year Money Back Plan Calculator
Periodic Survival Payouts Every 5 Years with 20 Years PPT. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 5,00,000
LIC 25-Year Money Back Plan RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC 25-Year Money Back Plan (Table No. 921)
A 25-year money back plan offering 15% survival benefits every 5 years (at 5th, 10th, 15th, 20th year) and 40% SA + Bonus at 25th year.
Key Plan Highlights
- 15% of Sum Assured paid at 5th, 10th, 15th, and 20th year (total 60%)
- 40% of Sum Assured + all accrued bonuses paid on 25th year maturity
- Premium paid for only 20 years
- Full risk cover remains intact throughout 25 years
Eligibility Criteria
- Minimum Entry Age: 13 Years
- Maximum Entry Age: 45 Years
- Minimum Basic Sum Assured: ₹ 1,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
Frequently Compared Policies
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC 25-Year Money Back Plan
Get quick answers to the most common questions regarding LIC 25-Year Money Back Plan (Table 921) premiums, bonus rates, and maturity.
Q1: What is the survival payout schedule for the 25-Year Money Back Plan (921)?
⌄
You receive 15% of Basic Sum Assured at the end of the 5th, 10th, 15th, and 20th policy year (total 60%). At the 25th year maturity, the remaining 40% SA + accrued bonuses + FAB is paid.
Q2: What is the Premium Paying Term for Plan 921?
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Premiums are paid for 20 years. Years 21 through 25 are premium-free while cover and bonuses continue.
Q3: Can I take a loan on the 25-Year Money Back plan?
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Yes. Loans are available after paying 2 full years of premiums, up to 90% of the surrender value.