🛡️ Table No. 932 • Money Back • Child Future
LIC Children's Money Back Plan Calculator
Periodic Survival Payouts for Child Higher Education & Marriage. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 5,00,000
LIC Children's Money Back Plan RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC Children's Money Back Plan (Table No. 932)
Participating non-linked child money back plan specifically structured to meet the educational, marriage, and financial milestones of growing children through periodic survival payouts.
Key Plan Highlights
- 20% of Sum Assured at age 18 (college admission)
- 20% of Sum Assured at age 20 (degree / semester costs)
- 20% of Sum Assured at age 22 (postgraduate / career launch)
- Remaining 40% SA + all accrued Simple Bonuses + FAB at age 25
Eligibility Criteria
- Minimum Entry Age: 0 Years
- Maximum Entry Age: 12 Years
- Minimum Basic Sum Assured: ₹ 1,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
Frequently Compared Policies
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Amritbaal (874)
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC Children's Money Back Plan
Get quick answers to the most common questions regarding LIC Children's Money Back Plan (Table 932) premiums, bonus rates, and maturity.
Q1: At what ages are survival benefits paid under LIC New Children's Money Back Plan (932)?
⌄
Survival payouts of 20% of the Basic Sum Assured each are disbursed when the child attains age 18, 20, and 22. The remaining 40% plus all accrued bonuses and FAB are paid on maturity at age 25.
Q2: What happens if the parent who pays the premium passes away?
⌄
If the Premium Waiver Benefit (PWB) Rider is opted, all future premiums are completely waived by LIC and the policy continues uninterrupted for the child.
Q3: Can the policyholder defer survival benefit payouts?
⌄
Yes. Policyholders have the option to defer receiving the survival payouts at ages 18, 20, and 22 to accumulate interest and receive an increased lump sum later.