🛡️ Table No. 875 • Term Assurance • Youth Special
LIC Yuva Term Calculator
Non-Par Pure Risk Premium Term Plan for Young Professionals. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 1,00,00,000
LIC Yuva Term RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC Yuva Term (Table No. 875)
Non-participating, non-linked individual pure risk premium life insurance plan designed for young earners looking for substantial family financial protection at economical rates.
Key Plan Highlights
- Attractive online discount rates for young breadwinners
- High Sum Assured rebate for ₹1 Crore and above
- Level Sum Assured throughout policy tenure
- Tax benefits under Section 80C
Eligibility Criteria
- Minimum Entry Age: 18 Years
- Maximum Entry Age: 45 Years
- Minimum Basic Sum Assured: ₹ 50,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC Yuva Term
Get quick answers to the most common questions regarding LIC Yuva Term (Table 875) premiums, bonus rates, and maturity.
Q1: What is LIC Yuva Term (875)?
⌄
LIC Yuva Term is a non-par pure term insurance policy specifically tailored for young professionals aged 18 to 45 with low entry rates.
Q2: What is the minimum Sum Assured under Yuva Term?
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The minimum Basic Sum Assured is ₹50,00,000, with options up to multiple Crores.
Q3: Can I pay premiums regularly or in limited pay?
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Both Regular Premium and Limited Premium Payment (Term minus 5 years or Term minus 10 years) are available.