🛡️ Table No. 955 • Term Assurance • High Life Cover
LIC New Jeevan Amar Calculator
High Sum Assured Offline Pure Protection Term Assurance Plan. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 1,00,00,000
LIC New Jeevan Amar RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC New Jeevan Amar (Table No. 955)
Non-linked, non-participating pure risk life assurance plan available through LIC agents and branches offering high financial protection with Level and Increasing Sum Assured options.
Key Plan Highlights
- High life cover available up to age 80
- Level Sum Assured & Increasing Sum Assured (increases 10% per year from 6th to 15th yr)
- Regular, Limited (PPT = Term - 5, Term - 10), and Single pay options
- Special attractive rates for non-smokers and female lives
Eligibility Criteria
- Minimum Entry Age: 18 Years
- Maximum Entry Age: 65 Years
- Minimum Basic Sum Assured: ₹ 25,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC New Jeevan Amar
Get quick answers to the most common questions regarding LIC New Jeevan Amar (Table 955) premiums, bonus rates, and maturity.
Q1: What is LIC New Jeevan Amar (955)?
⌄
LIC New Jeevan Amar is an offline, non-linked pure protection term assurance plan available through LIC agents and branches for high sum assured life protection up to age 80.
Q2: What is the difference between Level Sum Assured and Increasing Sum Assured in Plan 955?
⌄
Level Sum Assured keeps your death benefit constant. Increasing Sum Assured increases life cover by 10% per year from the 6th to the 15th year, reaching up to 200% of basic cover.
Q3: Can I choose limited premium payment in New Jeevan Amar?
⌄
Yes. In addition to Regular Pay and Single Pay, you can choose Limited Pay where PPT equals Policy Term minus 5 years or Policy Term minus 10 years.