🛡️ Table No. 874 • Endowment • Child Future
LIC Amritbaal Calculator
Child Higher Education Plan with ₹80/1000 Guaranteed Additions. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 5,00,000
LIC Amritbaal RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC Amritbaal (Table No. 874)
Non-linked, non-participating child plan specially designed for higher education and milestone funding with phenomenal ₹80 per ₹1,000 Sum Assured guaranteed additions throughout policy term.
Key Plan Highlights
- Extraordinary Guaranteed Additions of ₹80 per ₹1,000 SA every year
- Short limited premium paying terms (5, 6, or 7 years)
- Maturity age from 18 to 25 years matching child college admissions
- Premium Waiver Benefit rider protects education even upon parent's demise
Eligibility Criteria
- Minimum Entry Age: 0 Years
- Maximum Entry Age: 13 Years
- Minimum Basic Sum Assured: ₹ 2,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC Amritbaal
Get quick answers to the most common questions regarding LIC Amritbaal (Table 874) premiums, bonus rates, and maturity.
Q1: What are the Guaranteed Additions in LIC Amritbaal (874)?
⌄
LIC Amritbaal offers an extraordinary ₹80 per ₹1,000 Basic Sum Assured added to the policy at the end of each policy year throughout the policy term!
Q2: What is the entry age and maturity age for Amritbaal?
⌄
Entry age is 30 days to 13 years (ideal for infants and school children). Maturity age is from 18 to 25 years, perfectly synchronizing with college admissions, graduation, and post-graduate studies.
Q3: What are the Premium Paying Term (PPT) options?
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Amritbaal offers very short limited payment options: 5, 6, or 7 years. You complete your entire investment commitment before the child enters teenage years!
Q4: Can I add the Premium Waiver Benefit (PWB) Rider?
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Yes! If the parent (proposer) passes away during the premium paying period, all remaining future premiums are completely waived by LIC, and the full maturity benefit is paid to the child on schedule.