🛡️ Table No. 948 • Money Back • HNI Special
LIC Bima Shree Calculator
High Net-Worth Money Back Plan With Guaranteed Additions. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 10,00,000
LIC Bima Shree RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC Bima Shree (Table No. 948)
Non-linked, with-profits, limited premium paying money back plan specially designed for high-net-worth individuals with guaranteed additions of up to ₹55/1000 SA.
Key Plan Highlights
- Guaranteed Additions of ₹50-55 per ₹1,000 SA
- Periodic survival benefits during term
- Inbuilt critical illness benefit option
- Minimum Basic Sum Assured of ₹10 Lakhs
Eligibility Criteria
- Minimum Entry Age: 18 Years
- Maximum Entry Age: 55 Years
- Minimum Basic Sum Assured: ₹ 10,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
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Frequently Asked Questions about LIC Bima Shree
Get quick answers to the most common questions regarding LIC Bima Shree (Table 948) premiums, bonus rates, and maturity.
Q1: What is the minimum Sum Assured for LIC Bima Shree (948)?
⌄
LIC Bima Shree is an HNI policy with a minimum Basic Sum Assured of ₹10,00,000.
Q2: What Guaranteed Additions are paid in Bima Shree?
⌄
Guaranteed Additions of ₹50 per ₹1,000 SA for the first 5 years and ₹55 per ₹1,000 SA from the 6th year onwards.
Q3: Does Bima Shree include Critical Illness cover?
⌄
Yes. Bima Shree includes inbuilt Critical Illness benefits covering 15 specified critical ailments.