🛡️ Table No. 920 • Money Back • Regular Liquidity
LIC 20-Year Money Back Plan Calculator
Periodic Survival Payouts Every 5 Years + Maturity Bonus. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 5,00,000
LIC 20-Year Money Back Plan RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC 20-Year Money Back Plan (Table No. 920)
A participating non-linked plan offering liquidity through survival payouts at 5th, 10th, and 15th year, and 40% SA + Bonus on maturity.
Key Plan Highlights
- 20% of Sum Assured paid at end of 5th, 10th, and 15th policy year
- Remaining 40% of Sum Assured + all accrued bonuses paid at 20th year
- Full 100% death cover maintained throughout the term irrespective of survival payouts
- Premium paid for only 15 years
Eligibility Criteria
- Minimum Entry Age: 13 Years
- Maximum Entry Age: 50 Years
- Minimum Basic Sum Assured: ₹ 1,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC 20-Year Money Back Plan
Get quick answers to the most common questions regarding LIC 20-Year Money Back Plan (Table 920) premiums, bonus rates, and maturity.
Q1: What is the survival payout schedule for the 20-Year Money Back Plan (920)?
⌄
You receive 20% of Basic Sum Assured at the end of the 5th, 10th, and 15th policy year (total 60%). At the 20th year maturity, you receive the remaining 40% SA + all accrued bonuses + FAB.
Q2: What is the Premium Paying Term (PPT) for Plan 920?
⌄
The PPT is 15 years for a 20-year policy term. No premiums are paid in years 16 through 20.
Q3: What happens if death occurs after receiving survival payouts?
⌄
Full 100% Sum Assured on Death + accrued bonuses are paid to the nominee. Past survival benefits already received are NOT deducted.