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🛡️ Table No. 934 • Money Back • Child Flexibility

LIC Jeevan Tarun Calculator

Flexible Child Education & Career Funding Plan with Limited PPT. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.

Policy Calculator Parameters

Adjust policyholder age, sum assured, and payment terms
LIC Jeevan Tarun
30 Years
₹ 5,00,000
LIC Jeevan Tarun RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT) ₹ 0
Net Profit / Bonus Gain ₹ 0
1st Year Premium (+ 4.5% GST) ₹ 0
Renewal Premium (+ 2.25% GST) ₹ 0
Guaranteed Life Cover (Death Benefit) ₹ 0
Daily Savings Required ₹ 0/day

Bonus & Maturity Breakdown

Tax Free u/s 10(10D)
Basic Sum Assured₹ 0
Simple Reversionary Bonus (SRB)₹ 0
Final Additional Bonus (FAB)₹ 0
Guaranteed Additions (if applicable)₹ 0
Periodic Survival Benefits Paid₹ 0
Estimated Total Value₹ 0
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation

Year-by-Year Cash Flow & Risk Cover Chart

Year-by-year schedule of premiums, life covers, cash value, and loan availability
Year Age Annual Premium Cumulative Invested Normal Life Cover Accidental Cover Surrender Value Eligible Loan (90%)

About LIC Jeevan Tarun (Table No. 934)

A participating limited premium paying child plan offering parents four customized payout combinations for their child's annual education fees between ages 20 to 24.

Key Plan Highlights

  • Premium payment ceases when child turns 20 years old (No premiums during ages 20 to 25)
  • Choice of 4 survival options (0%, 5%, 10%, or 15% SA annually from age 20 to 24)
  • Lump sum maturity with bonuses at age 25
  • Premium Waiver Benefit (PWB) Rider ensures child's plan continues even if parent passes away

Eligibility Criteria

  • Minimum Entry Age: 0 Years
  • Maximum Entry Age: 12 Years
  • Minimum Basic Sum Assured: ₹ 75,000
  • Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)

Tax Benefits & Liquidity

  • Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
  • Section 10(10D): 100% tax-free maturity and death claims.
  • Policy Loan: Available after paying 2 full years of premiums.
  • Surrender Value: Guaranteed surrender value acquires after 2 years.

Frequently Asked Questions about LIC Jeevan Tarun

Get quick answers to the most common questions regarding LIC Jeevan Tarun (Table 934) premiums, bonus rates, and maturity.

Q1: When does premium payment stop in LIC Jeevan Tarun (934)? ⌄
Premium payment stops when the child turns 20 years of age. Years 20 to 25 are completely premium-free while annual survival payouts and risk cover continue!
Q2: What are the 4 survival benefit options available in Jeevan Tarun? ⌄
Option 1: No survival benefit, 100% SA on maturity; Option 2: 5% SA/yr from age 20 to 24 + 75% at 25; Option 3: 10% SA/yr from age 20 to 24 + 50% at 25; Option 4: 15% SA/yr from age 20 to 24 + 25% at 25.
Q3: Who is the life assured in Jeevan Tarun? ⌄
The child (aged 90 days to 12 years) is the life assured, and the parent or grandparent is the proposer.