🛡️ Table No. 933 • Endowment • Child Future
LIC Jeevan Lakshya Calculator
Child Education & Family Income Protection Plan. Check exact yearly, half-yearly, and monthly premiums with 2026 bonus estimations.
30 Years
₹ 10,00,000
LIC Jeevan Lakshya RETURNS
Projected Total Maturity / Payout
₹ 0
Total Premiums Paid (Over PPT)
Net Profit / Bonus Gain
₹ 0
1st Year Premium (+ 4.5% GST)
₹ 0
Renewal Premium (+ 2.25% GST)
₹ 0
Guaranteed Life Cover (Death Benefit)
₹ 0
Daily Savings Required
₹ 0/day
| Basic Sum Assured | ₹ 0 |
| Simple Reversionary Bonus (SRB) | ₹ 0 |
| Final Additional Bonus (FAB) | ₹ 0 |
| Guaranteed Additions (if applicable) | ₹ 0 |
| Periodic Survival Benefits Paid | ₹ 0 |
| Estimated Total Value | ₹ 0 |
RENEWAL PREMIUM IN ALL PAYMENT MODES
Yearly
₹ 0
+2.25% GST
Half-Yr
₹ 0
+2.25% GST
Quarterly
₹ 0
+2.25% GST
Monthly
₹ 0
+2.25% GST
Investment vs Returns Distribution
Life Cover & Surrender Value Accumulation
| Year | Age | Annual Premium | Cumulative Invested | Normal Life Cover | Accidental Cover | Surrender Value | Eligible Loan (90%) |
|---|
About LIC Jeevan Lakshya (Table No. 933)
Designed to secure your child's education and future. In case of unfortunate demise of parent, premiums are waived, 10% SA is paid every year till maturity, and full 110% SA + bonus is paid at maturity.
Key Plan Highlights
- Premium Paying Term is 3 years less than Policy Term
- 10% of Sum Assured paid every year to nominee upon death
- Waiver of all future premiums on parent's demise
- 110% Sum Assured + Accrued Bonus + FAB paid on maturity
Eligibility Criteria
- Minimum Entry Age: 18 Years
- Maximum Entry Age: 50 Years
- Minimum Basic Sum Assured: ₹ 1,00,000
- Maximum Basic Sum Assured: No Upper Limit (subject to underwriting)
Tax Benefits & Liquidity
- Section 80C: Premiums eligible for tax deduction up to ₹1,50,000/year.
- Section 10(10D): 100% tax-free maturity and death claims.
- Policy Loan: Available after paying 2 full years of premiums.
- Surrender Value: Guaranteed surrender value acquires after 2 years.
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Helpful Policy Tools for this Plan
Estimate cash surrender values, loan eligibility, or compare side-by-side.
Frequently Asked Questions about LIC Jeevan Lakshya
Get quick answers to the most common questions regarding LIC Jeevan Lakshya (Table 933) premiums, bonus rates, and maturity.
Q1: Why is LIC Jeevan Lakshya (933) called a Child Education Plan?
⌄
If the parent passes away during the term, all future premiums are waived immediately, 10% of the Sum Assured is paid every year to support school and college expenses, and full 110% Sum Assured + bonuses are paid at maturity!
Q2: What is the Premium Paying Term (PPT) in Jeevan Lakshya?
⌄
The Premium Paying Term is always 3 years less than the policy term. For example, for a 25-year policy term, premiums are paid for only 22 years.
Q3: What payout does the policyholder receive on normal maturity if alive?
⌄
On surviving the complete term, the policyholder receives Basic Sum Assured + Accrued Simple Reversionary Bonuses + Final Additional Bonus (FAB).
Q4: Can this policy be taken in the name of a minor child?
⌄
No. The policy is taken on the life of the earning parent (age 18 to 50), with the child nominated as beneficiary to receive the education support.